Plain language. No surprises.
iWealth is a free, anonymous Canadian money check-up. These terms explain what it is, what it isn't, and what you can rely on it for — in the same calm voice as the rest of the site.
iWealth is a free Canadian financial-wellness check-up. You enter a few numbers, it returns a Financial Wealthness Score (0–100, A–F), a short breakdown across five pillars, and a few concrete next moves benchmarked to people in similar situations.
The score is a thermometer, not a verdict. It exists to help you focus on the weakest pillar first — not to grade your life.
For decisions with real money on the line — buying a home, choosing a mortgage, opening an RRSP/TFSA/FHSA, retirement timing — speak with a qualified Canadian professional. iWealth is a useful first read, not the last word.
You can use iWealth anonymously, without an account. By using the site, you agree to:
Our benchmarks are anchored to reputable Canadian sources — Statistics Canada, CMHC, FCAC, and CRA — and we update them as new data becomes available. Even so, every household is different. The score is a directional read, not a measurement of any single person's situation.
We do our best to keep calculations correct. If you spot something that looks wrong, please reach out (see Our Crew).
The check-up runs in your browser. We don't store the numbers you enter. Full detail on the Privacy page.
iWealth is provided as-is, without warranties of any kind. To the maximum extent allowed by Canadian law, we are not liable for any financial loss, decision, or consequence based on using this site. You retain full responsibility for your own financial choices.
If the terms change in a meaningful way, we'll update the Last updateddate at the top of this page. Continuing to use the site after a change means you accept the updated terms.
iWealth is built and operated in Canada. These terms are governed by the laws of Canada and the province in which the operator is resident, without regard to conflict-of-laws principles.